The key components of our investment process are portfolio construction and risk management. We believe that planning for the long-term is paramount and this lies at the center of how we manage client portfolios. Behavioral counseling, a balanced investment plan and consistent communication are the tools we employ to help our clients reach their financial goals.
We use a blend of low cost index funds, ETF's and mutual funds to help build a diversified portfolio for your financial goals, risk tolerance and time horizon. We use a three bucket approach to help meet those goals. The "bucket approach" encompasses the following:
The bucket approach allows us to manage risk effectively and help you achieve your short, intermediate and long term goals.
This approach also allows us to implement tax efficient strategies when appropriate.